Nevada, which was hit hard by the mortgage crisis, topped the list with 47 percent of people who have a credit file having a debt in collections. The Silver State also had the highest average collections debt at $7,198.
Twelve other states and the District of Columbia also had more than 40 percent of adults with a credit file that reports a debt in collections. Aside from Nevada, the South was the hardest hit:
- New Mexico
- North Carolina
- South Carolina
- West Virginia
Among Virginia metropolitan statistical areas, Richmond had an average total debt of $62,323. Virginia Beach reported an average debt of $65,052, while the Washington metropolitan area had an average debt of $95,560.